Pricing
One bad loan costs more than a year of Sorae.
At R8–R15 per analysis, Sorae is the lowest-cost risk mitigation in your process. One avoided default pays for hundreds of reports.
No subscriptions. No surprises. Credits never expire.
Credit packs
Choose the pack that fits your volume.
Larger packs cost less per analysis. Upgrade any time.
Scale
500
Analyses
R4 000
R8.00 / analysis
Built for volume. Maximum efficiency.
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Growth
100
Analyses
R1 000
R10.00 / analysis
✓ Save R500 vs Starter rate
Most popular for active lenders.
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What you get
One credit. One complete report.
Every API call returns the full intelligence stack — not a summary, not a score in isolation. The complete picture a credit decision requires.
What your competitors are still doing manually, you can do in under 2 seconds.
Verified monthly income with salary date and consistency score
Full expense breakdown across 8 categories
Affordability grade and recommended maximum instalment
12 behavioural risk flags (gambling, debt stress, overdraft reliance)
Plain-language analyst summary
Structured JSON output, ready for your system
How it works
Simple by design.
01
Buy a credit pack
Purchase once via PayFast — South Africa's most trusted payment gateway. Credits are provisioned instantly and never expire.
02
Credits deduct per call
Each successful analysis deducts one credit. Failed or invalid requests are never charged. You only pay for results.
03
Top up any time
When your balance runs low, buy another pack. No subscriptions. No auto-charges. You are always in control.
POPIA Compliant
Zero data retention. No statement content is ever stored. Processing is in-memory only — by design.
Credits never expire
Buy when you need to. Your balance carries forward indefinitely. No pressure, no deadlines.
Instant provisioning
Credits are live the moment PayFast confirms payment. No waiting, no manual activation.
The business case
One bad loan costs more than a year of Sorae calls.
At R8–R15 per analysis, Sorae is the lowest-cost risk mitigation in your process. The ROI is immediate. One avoided default or problem tenant pays for hundreds of reports.
R8
per analysis at scale
< 2s
report turnaround
5
major SA banks supported
0
data stored per call
Start with 3 free analyses.
Create an account and we'll provision 3 free credits so you can verify the output before committing to a pack. No credit card required.